29th Nov 2018

The Medium Term Budget Speech and the Rating Agencies – Danger in December

The new Minister of Finance didn’t have much time to prepare for the Medium Term Budget Speech (MTBS) but he carried it off well. The MTBS […]
29th Nov 2018

Let’s Be Realistic and Positive in 2019

“The pessimist complains about the wind; the optimist expects it to change; the realist adjusts the sails” (William Arthur Ward) As we wind down from a […]
8th Jan 2019

Interest Rates in 2019 – Which Way Will They Go and Why?

“Prediction is very difficult, especially if it is about the future” (Nils Bohr – Nobel Laureate) Normally the market and economic commentators react favourably to interest […]
31st Jan 2019

Budget 2019: Your Tips for Tito

On 20th February the Minister of Finance, Tito Mboweni, will make his budget speech.  Traditionally, the Minister asks the public what they would like to see […]